We know commercial insurance
Briza was founded by a team of passionate technologists and insurance professionals. We draw on industry experience with top carriers like Markel, AIG, and Chubb, and tech experience from companies like FreshBooks and TWG. Together, we are revolutionizing commercial insurance by bringing contemporary tech to the industry to dramatically improve the process for both agencies and clients.
Briza is a Toronto, ON and Austin, TX based company. We are enabling the P&C insurance industrys digital distribution evolution. Briza is licensed as a general lines insurance agency, holding its resident insurance agency license in the state of Texas under the name Briza Insurance Agency, LLC. Briza also holds non-resident insurance agency licenses in all states in which our customers have business operations.
Why were here?
Americans have been able to buy car insurance online for 22 years. Consider that for a minute: that is 10 years longer than the iPhone has existed.
This development had a dramatic impact on the auto insurance market: Within 7 years, in 2005, Geico had moved up to #4 in national market share, compared to #8 in 1995. It was a massive move in an otherwise stable market.
Commercial insurance is another story. Small businesses have been able to buy commercial insurance online for nearly 10 years. The first direct web-based portal for small business customers with real-time quoting and binding was launched in 2010 by Hiscox USA, and while the business has grown very nicely, it hasnt had nearly the effect...Continue reading
Frequently asked questions
How is this different from a direct-to-consumer app?
Unlike direct to consumer products that are appearing in market, Briza exists to empower insurance agencies, not replace them. We realize the important role agents play in their communities, as well as their essential role in providing expert advice to clients to navigate the complex world of insurance.
Are you an MGA or a wholesale broker?
Neither… Briza Insurance Agency LLC is licenced in the state of Texas as a General Agent and holds non-resident licenses in all other states where our customers do business. This allows us to facilitate carrier sub-appointments where needed.
How do I get paid?
We collect payment at the point of sale and remit to you and the carrier. Unfortunately we have to deduct any applicable payment processing fees for ACH or credit cards. These fees are sometimes paid for by the Insurer, but otherwise come out of your commission.
What information do I need to sign up?
Creating an account takes less than a minute. To receive live quotes and binders, we will need your NPIR number, W9 tax form and bank account info (so we can pay you.)
Do I need appointments from these
carriers to use Briza?
No. If you arent appointed by our carriers, Briza Insurance Agency LLC can typically provide sub-appointments. If you already have an appointment, we simply provide the digital connection and you remain the appointed broker of record with the carrier.
Do I need to be licensed in a particular state to write business there through Briza?
Yes, you need to be licensed in every state you write business in through Briza.
Does the business belong to me?
Yes! Any business you write through Briza belongs to you, whether you choose to renew the policy through our system in the future or not.